We are agile and adaptable across all lines. Our platform and workflows adapt to the requirements of any line of business - from high-volume low-touch to complex, specialist claims - provided we have the right expertise in place.
We apply automation selectively, using it to streamline repetitive tasks, ensure consistency, and enhance efficiency. Where judgement is required, our claims experts take the lead - striking the right balance.
We will never handle a class of business without the necessary expertise behind it. Our partners set the referral triggers for human intervention, and we provide experienced adjusters and on-the-ground support to ensure quality and control.
Hull
Marine Liability
Ports & Terminals
Protection & Indemnity
Yachts
HIBRiD’s leadership team brings deep marine expertise, backed by systems designed to handle both high-volume cargo claims and complex, technical losses. Our platform manages documentation-heavy workflows with ease - from surveyor reports to customs paperwork - while referral logic ensures the right touchpoints for higher-value or complex claims.
Cargo
Stock Throughput
Cargo Liability
Auto Physical Damage
Motor Truck Cargo
HIBRiD’s expertise covers all types of cargo, with systems designed to handle both high-volume claims and complex, technical losses. Our platform streamlines documentation-heavy workflows - from bills of lading to transit records - while referral logic ensures the right specialists are engaged on higher-value or complex cases.
Commercial Property
CAT & Political Violence Risks
Builder’s Risk (CAR/EAR)
Homeowners
Property claims often come with documentation, inspections, and reserve management needs that benefit from automation. HIBRiD streamlines the intake and validation process, while our adjuster network supports site assessments and repair management. Claims are triaged quickly and handled consistently, with full auditability.
General Liability
Employers’ Liability
Public Liability
Product Liability
Personal Accident
Travel
Group Schemes
Occupational Injury
Upstream
Downstream
Renewables
Construction & Operational Risks
Political Violence
Terrorism & Sabotage
War on Land, Sea & Air
Strikes, Riots & Civil Commotion